Cashless Payment Solutions for Small Businesses in India

India's Cashless Payment Revolution

India processes over 12 billion UPI transactions every month. For small businesses, going cashless isn't just a convenience — it's a necessity.

Understanding Your Options

1. UPI Payment Links

Payment links are the easiest way to start accepting digital payments. Create a link, share it, and the customer pays via any UPI app.

2. QR Code Payments

Static QR codes display your UPI ID. Dynamic QR codes include the amount and generate a unique reference.

3. Hosted Checkout Pages

A branded payment page you link to from social media, WhatsApp, or your website.

4. Payment Gateway Integration

Full integration for websites and apps. Supports cards, netbanking, and wallets in addition to UPI.

Why UPI-First Is the Right Strategy

• Zero transaction fees on UPI
• Instant settlement to your bank/UPI
• 99% of Indian smartphone users have a UPI app
• No hardware or POS machine needed

Real-World Examples

Salon Business

Riya runs a salon in Mumbai. She shares a ToroPay payment link after every appointment. Her customers pay via UPI, and the money goes directly to her bank.

Freelance Designer

Arjun sends branded ToroPay payment links with his invoices. His clients pay instantly, and he doesn't lose 2% to gateway fees.

Local Restaurant

A restaurant in Bangalore uses ToroPay QR codes at every table. Diners scan, pay, and leave — no waiting for the bill.

Start accepting cashless payments with ToroPay →